How can I determine if I am qualified to apply for a home loan?
Here are some of the initial qualifications for applying for a Home Loan:
-
Age: At least 21 years old, but not more than 65 years old upon loan maturity.
-
Income: Earning a combined monthly income of at least P50,000.
-
Employment: Has been continuously employed for at least 2 years.
-
Self-employed: Must be operating a legitimate and profitable business for the last 2 to 3 years.
You can check the basic document requirements for applying for a Home Loan here.
Get free assistance on your home loan application with our highly experienced financial experts. Get Free Pre-Assessment here.
You might also be interested in these:
- What are the document requirements for applying for a Home Loan?
- What is OnePropertee’s Free Home Loan Assistance?
- Why is personal information needed for my home loan application?
- What is the process of the Home Loan Assistance of OnePropertee?
- How to submit the Bank Forms to our partner banks for your home loan?
- What are the different Loan Types?
- What is Loan Maturity Date?
- What is a Property Collateral?
- What is a co-borrower?
- What is the total gross monthly income?
- What is Property Affordability?
- What are Trade References?
- What is a Borrower Type?
- What is Remittance Use?
- What is an Attorney-In-Fact?
- What are examples of Other Income?
- What is Tenure with Primary Employer/Business?
- List of Documents as Proof of Employment/Business
- How can I edit a PDF file?
- "Sent to your email" messages
- List of Documents as Proof of Income
Recent Properties:
Active
Priority Assistance
Ready for Occupancy
₱ 9.13 million
For Sale New Residential Condo
2 Bedrooms 1 Bathroom 67 sqm.
Taguig
Active
Priority Assistance
Pre-Selling
₱ 6.56 million
For Sale New Single Detached House
3 Bedrooms 2 Bathrooms 80 sqm.
San Fernando La Union
Active
Priority Assistance
₱ 146 million (₱ 107,274/sqm)
For Sale Commercial Lot
1,364 sqm.
Santa Rosa Laguna
Active
Priority Assistance
Ready for Occupancy
₱ 25.0 million
For Sale New Single Detached House
5 Bedrooms 5 Bathrooms 360 sqm.
Antipolo Rizal
Active
Priority Assistance
Pre-Selling
₱ 9.41 million
For Sale New Single Detached House
4 Bedrooms 3 Bathrooms 100 sqm.
Baguio Benguet
Active
Priority Assistance
Pre-Owned
₱ 20.8 million
For Sale Pre-Owned House and Lot
4 Bedrooms 4 Bathrooms 250 sqm.
Cavite City