Pag-IBIG Fund Housing Loan Purpose: Refinancing
☑ Housing Loan Application with recent ID photo of borrower/co-borrower (HQP-HLF- 068/HQP-HLF- 069),
2 copies☑ One valid ID (photocopy back-to-back) of the applicable parties:
» Principal Borrower» Co-borrower
» Spouses of the parties involved, if applicable
☑ Proof of Income
☑ Transfer Certificate of Title (latest title, Certified True Copy)
☑ Updated Tax Declaration of Lot☑ Updated Real Estate Tax Receipt (photocopy)
☑ Building Plans, Specification with Bill of Metrials duly signed by the Licensed Civil Engineer or Architect
☑ Vicinity Map/Sketch of the Property
☑ Other Applicable Requirement
» For OFW Members
• Special Power of Attorney (SPA) notarized prior to date of departure. For OFW member abroad, a SPA notarized by a Philippine Consular Officer, or SPA notarized by a local notary (of the country where the member is working) but duly authenticated by the Philippine Consulate.
• The Fund may also require any or combination of the following documents:
- Payslip indicating income received and period covered
- Valid OWWA Membership Certificate
- Overseas Employment Certificate
- Passport with appropriate visa (Working Visa)
- Residence card/permit (permit to stay indicating work as the purpose)
- Bank remittance record- Professional License issued by Host Country/Government
Note: If documents are in foreign language/s, English translation is required.
» Insurance Coverage
• Health Statement Form (Medical Questionnaire)
- For borrowers over 60 years old
- For borrowers up to 60 years old, if loans is over P2.0M to P6.0M
• Health Statement Form (Medical Questionnaire) and Copy of the result of medical examination conducted prior to assignment overseas as required by the employment agency
- For OFW borrowers over 60 years old
» For Properties purchased from developers, corporations, or associations
• License to Sell (Applicable to Developer only)
• Secretary's Certificate on the Authorized Signatory of the Developer/Corporation/Association
• One (1) valid ID of the Corporate Secretary and Authorized Signatory of the Developer/Corporation/Association (Photocopy, back-to-back)
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