Own your dream home in just 6 easy steps with the Pag-IBIG Fund Housing Loan.
Borrow up to P6 million at our lowest-ever interest rates.
Read more below and learn how to own your dream home with the Pag-IBIG Fund Housing Loan!

Eligibility

☑  Active member with least 24 months savings

☑  Not more than 65 years old at the date of loan application and is not more than 70 years old at the date of loan maturity

☑  Legal capacity to acquire and encumber real property

☑  No Pag-IBIG housing loan foreclosed, cancelled, bought back, or voluntarily surrendered

☑  If with existing Pag-IBIG Housing account or Short Term Loan (STL), payments must be updated

☑  Purchase (plus cost of transfer) of residential lot or adjoining residential lots (max 1,000 sq.m.)

☑  Purchase (plus cost of transfer) of residential house & lot, townhouse or condominium unit (old or brand new, property mortgaged w/ the Fund, adjoining houses/units) inclusive of a parking slot

☑  Construction of house

☑  Improvement of house

☑  Refinancing of an existing housing loan

☑  Combined Loan Purposes