Southmont in Silang, Cavite, an Ayala Land development, offers various payment schemes to cater to different financial needs and preferences. Here are some of the payment schemes available:

1. Cash Payment: Pay the full amount in cash, typically with a discount for spot payment.

2. Deferred Cash Payment: Pay a down payment, followed by a series of installments over a specified period, usually with interest.

3. Bank Financing: Partner with a bank to secure a housing loan, with repayment terms ranging from 5 to 20 years.

4. In-House Financing: Ayala Land offers in-house financing options, which may include lower interest rates and longer repayment terms.

5. Down Payment and Balance Financing: Pay a down payment, then secure financing for the remaining balance through a bank or in-house financing.

Some specific payment terms for Southmont include:

• Reservation fee: ₱50,000 to ₱100,000

• Down payment: 10% to 20% of the unit price

• Monthly amortization: ₱20,000 to ₱50,000 or more, depending on the unit price and financing terms

Please note that these payment schemes and terms are subject to change and may not be applicable to all units or buyers. It's best to consult with Ayala Land's sales team or a authorized agent for the most up-to-date and accurate information.