Purchasing a Ready-for-Occupancy (RFO) unit is an excellent option for buyers who want to move in immediately or start generating rental income. Here's a step-by-step guide to availing an RFO unit:

Step 1: Choose Your Unit

1. Consult a Sales Representative:

   • Reach out to an accredited Empire East agent or their sales office to inquire about available RFO units.

   • Request for an updated inventory list of RFO units, including floor plans, prices, and locations (specific tower and floor).

2. Visit the Property:

   • Schedule a site viewing or virtual tour to inspect the available units and amenities.

   • Assess which unit best suits your preferences and budget.

Step 2: Check Financing Options

1. Determine Your Budget: Ensure you have the necessary funds for the required down payment (often 5–10% of the unit price).

2. Select a Payment Plan:

   • In-House Financing: Directly financed by Empire East with competitive terms.

   • Bank Financing: Get assistance from Empire East in securing a home loan from partner banks.

3. Pre-Qualification: Prepare financial documents (e.g., proof of income, credit history) for pre-approval of your chosen financing option.

Step 3: Reserve Your Unit

1. Pay the Reservation Fee:

   • Secure the unit by paying a non-refundable reservation fee (ranges from Php 20,000–50,000, depending on the unit).

   • Submit the Reservation Agreement Form, which locks in the unit for you.

2. Required Documents:

   • Government-issued IDs.

   • Proof of income (e.g., payslips, bank statements, or Certificate of Employment).

   • TIN (Tax Identification Number).

   • Post-dated checks (if applicable).

Step 4: Complete the Down Payment

1. Move-In Payment Options: Some RFO units allow move-in with just 5–10% of the total contract price, while the remaining balance can be paid through monthly installments or financing.

2. Settlement of Down Payment: Ensure timely payment of the down payment based on your chosen payment plan.

Step 5: Process the Financing for the Balance

1. Bank Loan or Financing Approval:

   • Secure financing for the remaining balance if not paying in cash.

   • Submit necessary documents for loan approval, such as income proof and employment details.

2. Sign the Contract to Sell (CTS): Finalize the agreement with Empire East by signing the CTS, which includes payment terms and turnover details.

Step 6: Move In

1. Inspection of the Unit:

   • Conduct a turnover inspection to check the unit for any issues or discrepancies.

   • Sign the Acceptance Form once satisfied with the unit condition.

2. Turnover and Key Handover:

   • Receive the keys to your unit and turnover documents.

   • You’re ready to move into your new home!