What are the different types of financing plans?
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Cash Payment - Paying in cash means you have the full purchase price readily available and can pay the seller (developer or individual owner) the entire amount in one go or a very short series of payments as agreed upon.
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Home Loan (Mortgage) - A home loan is a significant amount of money borrowed from a financial institution (like a bank, Pag-IBIG Fund, or other lending companies) to finance the purchase of a property. The property itself serves as collateral for the loan. You repay the loan over a specified period (loan term) with regular payments that include both principal and interest.
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Installment Payment - Installment payment usually refers to a direct payment arrangement with the property developer, particularly common for pre-selling properties. Instead of getting a loan from a bank immediately, you pay the purchase price in regular installments over a set period before the property is fully constructed and turned over.
- What are the different Lot types?
- What are the different types of Property Condition?
- What are the different Condominium/Apartment Types?
- What are the different House and Lot types?
- What are the different Commercial and Industrial Properties types?
- How do I search for properties?
- Get Expert Assistance Finding Your Perfect Home with OnePropertee
- Why is my personal information needed for Buyer Assistance?
- What is Buyer Assistance?
- How are properties matched with my income/salary?
- What is a Property Discussion?
- How does the income filter work?
- Do I need to have an account on OnePropertee to contact a seller?
- Buyer Community Guidelines
- What does the information displayed on the Seller Profile mean?
- What is the Affordability Calculator?
- How can I update my Buyer Assistance information?
- What is Buyer Assistance Discussion?
- What is Follow Property?
- How can I view a 360° photo?
- What is a Principal Buyer?
- How can I inquire about a property?
- What are the other options to contact the seller directly?